# Creating and Funding a Universal Account

{% embed url="<https://youtu.be/eE8Dgu6OgGE>" %}

UniversalX uses a special type of account—**Universal Accounts**.&#x20;

Unlike a regular Web3 wallet, Universal Accounts let you deposit tokens from any supported chain, and use them to trade anywhere with a combined balance. To start using UniversalX, you will need to create one and fund it.

To do so:

1. **Select a signup method.** You'll be presented with two options: using a mnemonic wallet or a social account. Depending on the option you choose, you can create a Universal Account (or access an existing one) with **a Web3 wallet, a social account, a mnemonic phrase, or even just a fingerprint.** This wallet will control your Universal Account, regardless of whether you generate a new one or log into/import an existing one (in the case of mnemonic phrase wallets).

<figure><img src="/files/JT3WHe1lSGkfLgdpkkUf" alt=""><figcaption><p>Selecting an option to create a Universal Account.</p></figcaption></figure>

Once you create your account, you’ll be able to access it with the same method you used to create it. Make sure you and only you have access to this login method.

Upon logging in, you'll be prompted to enter an invite code. If you don't have one, you can skip this.<br>

2. &#x20;**Funding your account**

After successfully creating or connecting your wallet, you'll be directed to the UniversalX dashboard.&#x20;

Here, you’ll notice your account’s balance and two buttons:

<figure><img src="/files/ipu5MWc8BVISGlAyKDSW" alt=""><figcaption><p>Funding your UniversalX Universal Account.</p></figcaption></figure>

* **Receive:** Transfer cryptocurrencies from external wallets or exchanges to your Universal Account.​&#x20;

Here, you’ll see a list of supported chains, alongside two addresses: One for Solana, and another for EVM chains (every other supported chain). You can send any token on these supported chains into your Universal Account.&#x20;

{% hint style="info" %}
Note: To buy tokens on any chain on UniversalX, you need **Primary Tokens** (SOL, USDT, USDC, ETH, BNB, or BTC). If you deposit other tokens, you can sell them for Primary Tokens.
{% endhint %}

<figure><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXcYIteQ4krVOJXFO3NsZVSDy2Gvzgf1USvp6oAyYwu0-TU3bfehD9P4etUIze6IGWGpu-omW7sG8sEQ7omew1THx07XRgpqiDtq3s1uuIZueUzq70s8bp21RMYxb4Wh6GniA9h2Sw?key=wlHA0jfqTwFPFtw8G_qznu2O" alt=""><figcaption><p>Your UniversalX address, on two different VMs.</p></figcaption></figure>

* **Add Cash:** Fund your Universal Account using traditional payment methods (**credit card, Apple Pay, Google Pay, etc.**) via a third-party integration. This is explained on the next page.

<figure><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXfG_AV8IK5bRJEOVDU40Jp4e-4E00CZ94jIRIWiJRWiVGhAWZI_AT3HFj4aU7MsRyIMYUlmi9nwHJ6hWg4UF64otViIEZ44b6SkRBy0XSOqEp7ESvs5oHd24cVt04iqFI225q9HDg?key=wlHA0jfqTwFPFtw8G_qznu2O" alt=""><figcaption><p>Purchasing crypto with cash through UniversalX.</p></figcaption></figure>


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