Creating and Funding a Universal Account

UniversalX uses a special type of account—Universal Accounts.

Unlike a regular Web3 wallet, Universal Accounts let you deposit tokens from any supported chain, and use them to trade anywhere with a combined balance. Since Universal Accounts are what makes UniversalX chain-agnostic, you will need to create one and fund it.

To do so:

1. Select a sign-up method

You can create a Universal Account with an existing Web3 wallet, a social account, a mnemonic phrase, or even just a fingerprint:

• Web2 accounts: Sign up using traditional platforms like Google or Facebook.​

• Web3 wallets: Connect using crypto wallets such as MetaMask or OKX Wallet.​

• Passkey: Use biometric data (like your fingerprint) to create and access your account. If you choose this method, note that you will not be able to use Solana with this Universal Account.

• Mnemonic phrase (mobile-only): Create a new wallet using a mnemonic (seed) phrase. If you decide to use a mnemonic phrase, make sure you store it securely offline and never share it with anyone.

Selecting an option to create a Universal Account.

Once you create your account, you’ll be able to access it with the same method you used it to create it. Make sure you and only you have access to this login method.

Upon logging in, you'll be prompted to enter an invite code. If you don't have one, you can skip this.

1. Funding your account

After successfully creating or connecting your wallet, you'll be directed to the UniversalX dashboard.

Here, you’ll notice your account’s balance and two buttons:

Funding your UniversalX Universal Account.

• Receive: Transfer cryptocurrencies from external wallets or exchanges to your Universal Account.​

Here, you’ll see a list of supported chains, alongside two addresses: One for Solana, and another for EVM chains (every other supported chain). You can send any token on these supported chains into your Universal Account.

Note: To buy tokens on any chain on UniversalX, you need Primary Tokens (SOL, USDT, USDC, ETH, BNB, or BTC). If you deposit other tokens, you can sell them for Primary Tokens.

Your UniversalX address, on two different VMs.

• Add Cash: Fund your Universal Account using traditional payment methods (credit card, Apple Pay, Google Pay, etc.) via a third-party integration. This is explained on the next page.

Purchasing crypto with cash through UniversalX.